Credy Banka approves loans to different types of legal entities and entrepreneurs registered in the Republic of Serbia with a dinar or foreign currency account at the Bank.
Terms of loans from the Bank's offer, the deadlines, the loan amount, interest rate, depend on the clients financial standing, the work to be credited, the quality of provided security instruments for a specific kind of loan.
Depending on the clients needs (payment obligations to suppliers, imports of goods, payments in the country or to foreign countries) loans are devided into the following groups:
- Dinar loans
- Foreign currency loans
- Dinar loans with foreign currency clause
Short-term loans in dinars
- Liquidity loans
- Working capital Loans
- Revolving loans
- Loans covered with 100% deposit
- Loans per dinar current account – overdraft
- Loans from the program of the Government of the RS
- Loans for exports financing
Long-term loans in dinars
- Permanent working capital loans
- Loans for long-term investments
- Investment Loans
Short-term and long-term foreign currency loans from the Bank for payment of imports of goods and services approved in accordance with the Law on Foreign Exchange.
The Bank is engaged in the business of issuance of all kinds of local currency guarantees and sureties, as well as the issuance of foreign currency guarantees and opening letters of credit.
For more information on credit terms, interest rates, necessary documents to apply for a loan or other products offered by the Bank, please contact our nearest business unit credit service.